Auto Discounts:
- Alternative Fuel Discount - First-ever discount for those who drive hybrids and other alternative fuel vehicles. You save on all major coverages.
- Farmers Next Generation Homeowners - The policy offers coverages you'll want for your home, flexibility in choosing coverage options, and discounts to stretch your insurance dollar.
- Multiple Lines Discount - If you have auto, home and life insurance with Farmers, you may qualify for additional savings on your auto or home policy.
- Affinity - This discount is available for insureds who are members of an eligible business or professional group and meets other specified criteria.
- Alternative Fuel - This discount applies to drivers of gas/electric hybrid vehicles and other alternative fuel vehicles.
- Anti-Lock Brakes - To qualify, the automobile must be equipped with a factory-installed Anti-lock break system on all 4 wheels.
- Auto/Mobilehome - This discount will be applied if the person named on the auto policy, or their spouse, is also the person named on a Foremost Mobile Homeowners Policy.
- Auto/Home or Auto/Renters - A discount on your Auto Policy may be applied if the person named on the auto policy, or their spouse, is also the person named on a Homeowners or Renters Policy.
- Auto/Life - This discount applies to the Auto Policy, provided a member of the household is also the owner of a Term, Whole, Universal, or Variable Universal Life insurance policy with a face amount of $50,000 or greater issued by Farmers NewWorld Life Insurance Company.
- Electronic Funds Transfer - This discount is available to all customers who enroll in Farmers automatic checking withdrawal billing system. (Please note: This is a discount you get if we set this up at our office. This discount does not count if you have it automatically taken out using Farmers.com online bill pay.)
- Good Student - This discount is available to single drivers under the age of 25 with specific academic achievements in their current educational environment.
- Passive Restraint - The discount is available on medical coverage. To qualify, the automobile must be equipped with a factory installed air bag or other passive restraint system that meets Federal Safety Standards.
- Prior Insurance - Insured in Mid-Century who have been continuously insured by any insurance carrier over the prior six months qualify.
- Senior Defense Driver - This discount is available to all insureds who are 55 years of age and over. In order to receive this discount you must complete an educational course that is an approved. (This information will be posted in another blog post.)
- Multiple Car - This shall be applied to two or more private passenger automobiles which are kept at the same location and owned by the named insured or same registered owner.
- New Household Credit - We'll credit your first payment if you create a new auto and homeowners policy at the same time.
- Advanced Purchase Credit - This discount is available for new Auto customers that purchase an auto policy 7 or more days in advance of the effective date of the policy.
Homeowner Discounts:
- Age 50 Plus - This discount applies if the oldest named insured is age 50 or older.
- Auto/Home - Available to homeowners, condominiums or renters policy if the person named on the policy or their spouse is also named on the policy.
- New Home - Applies to homes constructed during the current calendar year and within the last 14 calendar years.
- Home/Life - Available to homeowners, condominiums or renters policy if a related member of the household has an eligible Life policy.
- Home Renovation - Homes in which the major systems have been recently renovated are eligible for the discount for the systems renovated - the heating and electrical systems or the plumbing system or both.
- Protective Devices - Discounts are available for insured homes equipped with qualifying burglar and fire protection devices such as central station alarms and interior automatic fire sprinkler systems.
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